Insurance carrier
Cumberland Group
Currently ranked #305 by filing activity. Activity below is based on admitted P&C product filings from Jul 6, 2025 to Jul 6, 2026.
Rank
#305
Top 500 carrier
Filings
51
07/06/25 to 07/06/26
Companies
2
States
4
State footprint
Latest
May 15, 2026
Avg rate increase +1.4%
flow
Tracked Filing Volume
where filings move
State Activity
rate impact
Reported Rate Impact
Filings
9
Companies
2
Avg Impact
+1.4%
Max Increase
+6.9%
Max Decrease
-6.8%
Reported rate impact by state
-6.8% to +0.3%+0.3% to +2.4%+2.4% to +4.5%+4.5% to +6.9%
Rate impact filingsShowing up to 9 filings
05/15/26Cumberland Insurance Company, Inc.MD2026 Maryland Personal AutoRate/Rule+6.9%+25.0%
07/08/25Cumberland Mutual Fire Insurance CompanyDEDE HO Rate 2025Form/Rate/Rule+4.5%+15.0%
07/29/25Cumberland Mutual Fire Insurance CompanyPAPA Personal UmbrellaRate/Rule+3.6%+19.4%
09/19/25Cumberland Mutual Fire Insurance CompanyNJNJ 3/1/2026 Expedited Rate FilingForm/Rate/Rule+2.4%+9.4%
03/25/26Cumberland Mutual Fire Insurance CompanyMDMD Personal UmbrellaRate/Rule+0.6%+15.1%
01/30/26Cumberland Mutual Fire Insurance CompanyNJGeneral Liability Rates & Rules 06/01/2026Rate/Rule+0.6%+40.1%
03/24/26Cumberland Mutual Fire Insurance CompanyNJNJ Personal UmbrellaRate/Rule+0.5%+21.2%
03/30/26Cumberland Mutual Fire Insurance CompanyPAPA Personal UmbrellaRate/Rule+0.3%+17.8%
01/30/26Cumberland Insurance Company, Inc.NJGeneral Liability Rates & Rules 06/01/2026Rate/Rule-6.8%+32.1%
product mix by company
Top 5 companies
Cumberland Mutual Fire Insurance Company30 filings
PA Personal Umbrella2
Billing Plan Options 01/01/20261
DE BOP Loss Costs 03/01/2026 Not Adopting1
DE General Liability LC & ILF 11/1/25 Not Adotping1
DE HO Rate 20251
Cumberland Insurance Company, Inc.21 filings
2026 Maryland Personal Auto1
Billing Plan Options 01/01/20261
Commercial Auto 03/01/2026 LC & ILF not adopting1
DE BOP Loss Costs 03/01/2026 Not Adopting1
DE Commecial Auto Experience & Schedule Rating 11/01/20261
live tape
Recent Documents
Forms
64 docs04/21/26Cumberland Mutual Fire Insurance CompanyMD(E)GU7012a_042526.pdfMD Cancel/Nonrenew Form Update 2026
04/21/26Cumberland Mutual Fire Insurance CompanyMD(E)GU7012_100419 marked up.pdfMD Cancel/Nonrenew Form Update 2026
04/09/26Cumberland Insurance Company, Inc.PAA-0002_0726_marked up.pdfPA Personal Auto Surcharge Threshold 2026
04/09/26Cumberland Insurance Company, Inc.PAA-0002_0726_final.pdfPA Personal Auto Surcharge Threshold 2026
07/29/25Cumberland Mutual Fire Insurance CompanyMDEGU7007.pdfMD Personal Umbrella - Forms
07/29/25Cumberland Mutual Fire Insurance CompanyMDPrivacy_0725 FINAL.pdfMD Personal Umbrella - Forms
07/29/25Cumberland Mutual Fire Insurance CompanyMDPolicy Jacket marked up.pdfMD Personal Umbrella - Forms
07/29/25Cumberland Mutual Fire Insurance CompanyMDBannerPage_0818.pdfMD Personal Umbrella - Forms
07/29/25Cumberland Mutual Fire Insurance CompanyMDInterlinePolicyJacket_Front2018.pdfMD Personal Umbrella - Forms
07/29/25Cumberland Mutual Fire Insurance CompanyMDPLUApp_FullPageExample Final MD.pdfMD Personal Umbrella - Forms
07/29/25Cumberland Mutual Fire Insurance CompanyMDReinstatement_markedup.pdfMD Personal Umbrella - Forms
07/29/25Cumberland Mutual Fire Insurance CompanyMDRescissionNotice_MarkedUp.pdfMD Personal Umbrella - Forms
07/29/25Cumberland Mutual Fire Insurance CompanyMDInterlinePolicyJacket_Back2018.pdfMD Personal Umbrella - Forms
07/29/25Cumberland Mutual Fire Insurance CompanyMDPLUDec_FullPageExample MD.pdfMD Personal Umbrella - Forms
07/29/25Cumberland Mutual Fire Insurance CompanyMDBanner_markedup.pdfMD Personal Umbrella - Forms
07/29/25Cumberland Mutual Fire Insurance CompanyMDReinstatementNotice_1016.pdfMD Personal Umbrella - Forms
07/29/25Cumberland Mutual Fire Insurance CompanyMDExpirationNotice_1016.pdfMD Personal Umbrella - Forms
07/29/25Cumberland Mutual Fire Insurance CompanyMDMD App current marked up.pdfMD Personal Umbrella - Forms
07/29/25Cumberland Mutual Fire Insurance CompanyMDDisaster_0118 marked up.pdfMD Personal Umbrella - Forms
07/29/25Cumberland Mutual Fire Insurance CompanyMDCHGEND_1019.pdfMD Personal Umbrella - Forms
07/29/25Cumberland Mutual Fire Insurance CompanyMDPrivacy 02 14 marked up.pdfMD Personal Umbrella - Forms
07/29/25Cumberland Mutual Fire Insurance CompanyMDInstallment Schedule.pdfMD Personal Umbrella - Forms
07/29/25Cumberland Mutual Fire Insurance CompanyMDDisaster_0725 final.pdfMD Personal Umbrella - Forms
07/29/25Cumberland Mutual Fire Insurance CompanyMDEXPIRATION_markedup.pdfMD Personal Umbrella - Forms
07/29/25Cumberland Mutual Fire Insurance CompanyMDCHGEND01-11 Marked up.pdfMD Personal Umbrella - Forms
07/29/25Cumberland Mutual Fire Insurance CompanyMDMD Dec Current marked up.pdfMD Personal Umbrella - Forms
07/29/25Cumberland Mutual Fire Insurance CompanyMDRescissionNotice_1016.pdfMD Personal Umbrella - Forms
07/29/25Cumberland Mutual Fire Insurance CompanyMDMD Cancel Nonpay.pdfMD Personal Umbrella - Forms
07/29/25Cumberland Mutual Fire Insurance CompanyPAPolicy Jacket marked up.pdfPA Personal Umbrella - Forms
07/29/25Cumberland Mutual Fire Insurance CompanyPASample Dec.pdfPA Personal Umbrella - Forms
07/29/25Cumberland Mutual Fire Insurance CompanyPAReinstatement_markedup.pdfPA Personal Umbrella - Forms
07/29/25Cumberland Mutual Fire Insurance CompanyPARescissionNotice_MarkedUp.pdfPA Personal Umbrella - Forms
07/29/25Cumberland Mutual Fire Insurance CompanyPA(E)GU7023_012623.pdfPA Personal Umbrella - Forms
07/29/25Cumberland Mutual Fire Insurance CompanyPAInterlinePolicyJacket_Front2018 UPDATED 08042025.pdfPA Personal Umbrella - Forms
07/29/25Cumberland Mutual Fire Insurance CompanyPAPLUDec_FullPageExample PA.pdfPA Personal Umbrella - Forms
07/29/25Cumberland Mutual Fire Insurance CompanyPAEC62j_0811_Insured Copy marked up revised 07312025.doc.pdfPA Personal Umbrella - Forms
07/29/25Cumberland Mutual Fire Insurance CompanyPABanner_markedup UPDATED 08042025.pdfPA Personal Umbrella - Forms
07/29/25Cumberland Mutual Fire Insurance CompanyPAInterlinePolicyJacket_Back2018 update 08042025.pdfPA Personal Umbrella - Forms
07/29/25Cumberland Mutual Fire Insurance CompanyPA(E)C62k_012323 revised 073125.pdfPA Personal Umbrella - Forms
07/29/25Cumberland Mutual Fire Insurance CompanyPAEXPIRATION_markedup.pdfPA Personal Umbrella - Forms
07/29/25Cumberland Mutual Fire Insurance CompanyPAPA Dec Current marked up.pdfPA Personal Umbrella - Forms
07/29/25Cumberland Mutual Fire Insurance CompanyPABannerPage_0818 updated 08042025.pdfPA Personal Umbrella - Forms
07/29/25Cumberland Mutual Fire Insurance CompanyPAEC62j_0811_AddInterestCopy marked up.pdfPA Personal Umbrella - Forms
07/28/25Cumberland Mutual Fire Insurance CompanyNJNJ Cancel marked up.pdfNJ Personal Umbrella - Forms
07/28/25Cumberland Mutual Fire Insurance CompanyNJPLUDec_FullPageExampleNJ.pdfNJ Personal Umbrella - Forms
07/28/25Cumberland Mutual Fire Insurance CompanyNJRescissionNotice_MarkedUp.pdfNJ Personal Umbrella - Forms
07/28/25Cumberland Mutual Fire Insurance CompanyNJBanner_markedup.pdfNJ Personal Umbrella - Forms
07/28/25Cumberland Mutual Fire Insurance CompanyNJNonpay Cancel marked up.pdfNJ Personal Umbrella - Forms
07/28/25Cumberland Mutual Fire Insurance CompanyNJNJ Dec Current marked up.pdfNJ Personal Umbrella - Forms
07/28/25Cumberland Mutual Fire Insurance CompanyNJNJ Reinstatement_markedup.pdfNJ Personal Umbrella - Forms
Rate/Rule
33 docs05/15/26Cumberland Insurance Company, Inc.MDRate Pages2026 Maryland Personal Auto
05/15/26Cumberland Insurance Company, Inc.MDRate Pages2026 Maryland Personal Auto
05/15/26Cumberland Mutual Fire Insurance CompanyMDRate/Rule ManualMaryland Homeowners (2026)
05/15/26Cumberland Mutual Fire Insurance CompanyMDRate/Rule ManualMaryland Homeowners (2026)
04/09/26Cumberland Insurance Company, Inc.PAPA Auto ManualPA Personal Auto Surcharge Threshold 2026
04/09/26Cumberland Insurance Company, Inc.PAPA Auto ManualPA Personal Auto Surcharge Threshold 2026
03/30/26Cumberland Mutual Fire Insurance CompanyPARate ManualPA Personal Umbrella
03/30/26Cumberland Mutual Fire Insurance CompanyPARate ManualPA Personal Umbrella
03/30/26Cumberland Mutual Fire Insurance CompanyNJRate & Rule ManualNJ Dwelling Fire Conversion
03/30/26Cumberland Mutual Fire Insurance CompanyNJCD Rate PagesNJ Dwelling Fire Conversion
03/30/26Cumberland Mutual Fire Insurance CompanyNJCD Exception PagesNJ Dwelling Fire Conversion
03/25/26Cumberland Mutual Fire Insurance CompanyMDRate ManualMD Personal Umbrella
03/25/26Cumberland Mutual Fire Insurance CompanyMDRate ManualMD Personal Umbrella
03/24/26Cumberland Mutual Fire Insurance CompanyNJRate ManualNJ Personal Umbrella
03/24/26Cumberland Mutual Fire Insurance CompanyNJRate ManualNJ Personal Umbrella
02/10/26Cumberland Insurance Company, Inc.DEPremium Audit Collection PracticesPremium Audit and Collection Practices
01/30/26Cumberland Mutual Fire Insurance CompanyNJLoss Cost Multipliers for the State of New JerseyGeneral Liability Rates & Rules 06/01/2026
01/30/26Cumberland Mutual Fire Insurance CompanyNJLoss Cost Multipliers for the State of New JerseyGeneral Liability Rates & Rules 06/01/2026
01/30/26Cumberland Mutual Fire Insurance CompanyNJLoss Cost Multipliers for the State of New JerseyGeneral Liability Rates & Rules 06/01/2026
01/30/26Cumberland Mutual Fire Insurance CompanyNJLoss Cost Multipliers for the State of New JerseyGeneral Liability Rates & Rules 06/01/2026
09/19/25Cumberland Mutual Fire Insurance CompanyNJRate PagesNJ 3/1/2026 Expedited Rate Filing
09/19/25Cumberland Mutual Fire Insurance CompanyNJRate PagesNJ 3/1/2026 Expedited Rate Filing
09/19/25Cumberland Mutual Fire Insurance CompanyNJRate PagesNJ 3/1/2026 Expedited Rate Filing
09/17/25Cumberland Mutual Fire Insurance CompanyDEBilling Plan OptionsPL Billing Plan Options 01/01/2026
09/17/25Cumberland Mutual Fire Insurance CompanyDEBilling Plan OptionsPL Billing Plan Options 01/01/2026
09/08/25Cumberland Mutual Fire Insurance CompanyDEBilling Plan OptionsBilling Plan Options 01/01/2026
09/08/25Cumberland Mutual Fire Insurance CompanyDEBilling Plan OptionsBilling Plan Options 01/01/2026
07/29/25Cumberland Mutual Fire Insurance CompanyNJRate ManualNJ Personal Umbrella Rate Correction
07/29/25Cumberland Mutual Fire Insurance CompanyNJRate ManualNJ Personal Umbrella Rate Correction
07/29/25Cumberland Mutual Fire Insurance CompanyPARate ManualPA Personal Umbrella
07/29/25Cumberland Mutual Fire Insurance CompanyPARate ManualPA Personal Umbrella
07/08/25Cumberland Mutual Fire Insurance CompanyDERate Rule ManualDE HO Rate 2025
07/08/25Cumberland Mutual Fire Insurance CompanyDERate Rule ManualDE HO Rate 2025
Supporting Documentation
44 docs05/15/26Cumberland Insurance Company, Inc.MDP&C Actuarial Justification2026 Maryland Personal Auto
05/15/26Cumberland Insurance Company, Inc.MDP&C Actuarial Justification2026 Maryland Personal Auto
05/15/26Cumberland Mutual Fire Insurance CompanyMDP&C Actuarial JustificationMaryland Homeowners (2026)
05/15/26Cumberland Mutual Fire Insurance CompanyMDCAT Modeling QuestionnaireMaryland Homeowners (2026)
04/21/26Cumberland Mutual Fire Insurance CompanyMDInterline Filings MemoMD Cancel/Nonrenew Form Update 2026
04/09/26Cumberland Insurance Company, Inc.PAActuarial Explanatory Memorandum & Supporting Exhibits (PC)PA Personal Auto Surcharge Threshold 2026
04/09/26Cumberland Insurance Company, Inc.PAPC Rate/Rule Filing AttestationPA Personal Auto Surcharge Threshold 2026
03/30/26Cumberland Mutual Fire Insurance CompanyPAActuarial Explanatory Memorandum & Supporting Exhibits (PC)PA Personal Umbrella
03/30/26Cumberland Mutual Fire Insurance CompanyPAPC Rate/Rule Filing AttestationPA Personal Umbrella
03/30/26Cumberland Mutual Fire Insurance CompanyNJSide by Side ComparisonNJ Dwelling Fire Conversion
03/30/26Cumberland Mutual Fire Insurance CompanyNJExplanatory MemorandumNJ Dwelling Fire Conversion
03/30/26Cumberland Mutual Fire Insurance CompanyNJCover LetterNJ Dwelling Fire Conversion
03/25/26Cumberland Mutual Fire Insurance CompanyMDP&C Actuarial JustificationMD Personal Umbrella
03/24/26Cumberland Mutual Fire Insurance CompanyNJExposure ExhibitNJ Personal Umbrella
03/24/26Cumberland Mutual Fire Insurance CompanyNJExplanatory MemorandumNJ Personal Umbrella
03/24/26Cumberland Mutual Fire Insurance CompanyNJCover LetterNJ Personal Umbrella
01/30/26Cumberland Mutual Fire Insurance CompanyNJReference Filing Adoption Form and LCM CalculationGeneral Liability Rates & Rules 06/01/2026
01/30/26Cumberland Mutual Fire Insurance CompanyNJExplanatory MemorandumGeneral Liability Rates & Rules 06/01/2026
09/19/25Cumberland Mutual Fire Insurance CompanyNJObjection 6 Response - 10/6/2025NJ 3/1/2026 Expedited Rate Filing
09/19/25Cumberland Mutual Fire Insurance CompanyNJObjection Response 12NJ 3/1/2026 Expedited Rate Filing
09/19/25Cumberland Mutual Fire Insurance CompanyNJFigure 7 UpdatedNJ 3/1/2026 Expedited Rate Filing
09/19/25Cumberland Mutual Fire Insurance CompanyNJISO Loss Cost Filings - Trend ExcerptsNJ 3/1/2026 Expedited Rate Filing
09/19/25Cumberland Mutual Fire Insurance CompanyNJPure Premium ChartNJ 3/1/2026 Expedited Rate Filing
09/19/25Cumberland Mutual Fire Insurance CompanyNJAOI Curve GraphNJ 3/1/2026 Expedited Rate Filing
09/19/25Cumberland Mutual Fire Insurance CompanyNJObjection 1 ResponseNJ 3/1/2026 Expedited Rate Filing
09/19/25Cumberland Mutual Fire Insurance CompanyNJObjection 4 Response - 10/6/2025NJ 3/1/2026 Expedited Rate Filing
09/19/25Cumberland Mutual Fire Insurance CompanyNJObjection 2 Response - 10/6/2025NJ 3/1/2026 Expedited Rate Filing
09/19/25Cumberland Mutual Fire Insurance CompanyNJObjection Response 13NJ 3/1/2026 Expedited Rate Filing
09/19/25Cumberland Mutual Fire Insurance CompanyNJFigure 3NJ 3/1/2026 Expedited Rate Filing
09/19/25Cumberland Mutual Fire Insurance CompanyNJObjection Response 14NJ 3/1/2026 Expedited Rate Filing
09/19/25Cumberland Mutual Fire Insurance CompanyNJCover LetterNJ 3/1/2026 Expedited Rate Filing
09/19/25Cumberland Mutual Fire Insurance CompanyNJExplanatory MemorandumNJ 3/1/2026 Expedited Rate Filing
09/19/25Cumberland Mutual Fire Insurance CompanyNJPalisades FilingNJ 3/1/2026 Expedited Rate Filing
09/17/25Cumberland Mutual Fire Insurance CompanyDEExplanatory MemorandumPL Billing Plan Options 01/01/2026
09/17/25Cumberland Mutual Fire Insurance CompanyDEP&C - State Specific RequirementsPL Billing Plan Options 01/01/2026
07/29/25Cumberland Mutual Fire Insurance CompanyMDFIling MemorandumMD Personal Umbrella - Forms
07/29/25Cumberland Mutual Fire Insurance CompanyPAActuarial Explanatory Memorandum & Supporting Exhibits (PC)PA Personal Umbrella
07/29/25Cumberland Mutual Fire Insurance CompanyPAPC Rate/Rule Filing AttestationPA Personal Umbrella
07/29/25Cumberland Mutual Fire Insurance CompanyPAPC Form Filing AttestationPA Personal Umbrella - Forms
07/29/25Cumberland Mutual Fire Insurance CompanyPAForms Filing MemorandumPA Personal Umbrella - Forms
07/28/25Cumberland Mutual Fire Insurance CompanyNJExplanatory MemorandumNJ Personal Umbrella - Forms
07/28/25Cumberland Mutual Fire Insurance CompanyNJCover LetterNJ Personal Umbrella - Forms
07/25/25Cumberland Mutual Fire Insurance CompanyDEP&C - State Specific RequirementsPL Umbrella Forms
07/25/25Cumberland Mutual Fire Insurance CompanyDEFiling MemorandumPL Umbrella Forms