Insurance carrier
Heritage Insurance Holdings Group
Currently ranked #267 by filing activity. Activity below is based on admitted P&C product filings from Jul 6, 2025 to Jul 6, 2026.
Rank
#267
Top 500 carrier
Filings
64
07/06/25 to 07/06/26
Companies
4
States
12
State footprint
Latest
Jun 16, 2026
Avg rate increase +14.7%
flow
Tracked Filing Volume
where filings move
State Activity
rate impact
Reported Rate Impact
Filings
7
Companies
3
Avg Impact
+14.7%
Max Increase
+37.3%
Reported rate impact by state
+4.0% to +12.0%+12.0% to +12.7%+12.7% to +16.9%+16.9% to +37.3%
Rate impact filingsShowing up to 7 filings
08/25/25Zephyr Insurance Company, Inc.HI2025 Residential HurricaneRate/Rule+37.3%+38.3%
07/16/25Heritage Property and CasualtyALHomeownersRate/Rule+16.9%+35.0%
08/18/25Heritage Property and CasualtyNCLRO Liability and Non-LiabilityRate/Rule+14.3%+27.5%
12/09/25Narragansett Bay Insurance CompanyRIDwelling FireRate/Rule+12.7%+34.6%
07/24/25Heritage Property and CasualtyMSHomeownersRate/Rule+12.0%+29.1%
08/06/25Narragansett Bay Insurance CompanyCTHomeownersRate/Rule+6.0%+17.0%
02/16/26Narragansett Bay Insurance CompanyCTDwellingRate/Rule+4.0%+9.7%
product mix by company
Top 5 companies
Narragansett Bay Insurance Company31 filings
Homeowners Policy Program13
Dwelling Policy Program12
Commercial Residential3
Dwelling1
Dwelling Fire1
Heritage Property and Casualty17 filings
Homeowners Policy Program6
Homeowners5
Dwelling Policy Program2
LRO Liability and Non-Liability2
Property Cancellation and Non-Renewal2
Zephyr Insurance Company, Inc.10 filings
Consent to Rate6
2025 Residential Hurricane1
HU Paperless Discount1
ZIC HI CRes1
ZIC HO3, HO4, HO61
Slide Specialty Insurance Company6 filings
Dwelling Fire DP3 Program1
Dwelling Fire Program DP 031
HO 03 and HO 061
SSIC SC Cancellation Update1
SSIC SC Homeowners1
live tape
Recent Documents
Forms
175 docs05/21/26Slide Specialty Insurance CompanySCSSIC CX2 05 26.pdfSSIC SC Cancellation Update
04/16/26Narragansett Bay Insurance CompanyNYNBIC NY SP 04 26 - NY Special Provisions - Clean.pdfHomeowners Policy Program
04/16/26Narragansett Bay Insurance CompanyNYNBIC NY DP SP 04 26 - Special Provisions - New York.pdfDwelling Policy Program
03/26/26Narragansett Bay Insurance CompanyCTNBIC DP ACV RS 02 26 - ACTUAL CASH VALUE LOSS SETTLEMENT ROOF SURFACING.pdfDwelling Policy Program
03/26/26Narragansett Bay Insurance CompanyCTNBIC ACV RS 02 26 - Actual Cash Value Loss Settlement.pdfHomeowners Policy Program
03/12/26Narragansett Bay Insurance CompanyMAACORD 84 (11.16) Dwelling Fire.pdfDwelling Policy Program
03/12/26Narragansett Bay Insurance CompanyMANBIC MA NOT NOF 03 26 - Massachusetts Disclosure Notice Regarding Negative Option Feature.pdfDwelling Policy Program
03/12/26Narragansett Bay Insurance CompanyMAACORD 38 (01.13) Notice of Insurance Information Practices Privacy.pdfDwelling Policy Program
03/12/26Narragansett Bay Insurance CompanyMANBIC MA SUP NOF 03 26 - Supplemental Application for Massachusetts Negative Option Feature.pdfDwelling Policy Program
03/12/26Narragansett Bay Insurance CompanyMAACORD 80 (09.13) Homeowners.pdfHomeowners Policy Program
02/27/26Narragansett Bay Insurance CompanyRINBIC DP ACV RS 02 26 - ACTUAL CASH VALUE LOSS SETTLEMENT ROOF SURFACING.pdfDwelling Policy Program
02/26/26Slide Specialty Insurance CompanyRIDeclarations - RI SSIC DP DEC 01 26.pdfDwelling Fire Program DP 03
02/26/26Slide Specialty Insurance CompanyRIRI SSIC HOJ 07 25 - Policy Jacket.pdfDwelling Fire Program DP 03
02/26/26Slide Specialty Insurance CompanyRISSICDP 01 38 08 14 v2.pdfDwelling Fire Program DP 03
02/26/26Slide Specialty Insurance CompanyRISSICHO EQN RI 09 25.pdfDwelling Fire Program DP 03
02/26/26Slide Specialty Insurance CompanyRISSICHO HDA RI 11 25.pdfDwelling Fire Program DP 03
02/26/26Slide Specialty Insurance CompanyRISSICDP SLC 11 25.pdfDwelling Fire Program DP 03
02/26/26Slide Specialty Insurance CompanyRISSICDP HPT 11 25.pdfDwelling Fire Program DP 03
02/26/26Slide Specialty Insurance CompanyRISSICDP AI 01 26.pdfDwelling Fire Program DP 03
02/26/26Slide Specialty Insurance CompanyRISSICDP PL 11 25.pdfDwelling Fire Program DP 03
02/26/26Slide Specialty Insurance CompanyRISSICDP EB 11 25.pdfDwelling Fire Program DP 03
02/26/26Slide Specialty Insurance CompanyRISSICHO HDF 07 25.pdfDwelling Fire Program DP 03
02/26/26Slide Specialty Insurance CompanyRISSICDP VCE 11 25.pdfDwelling Fire Program DP 03
02/26/26Slide Specialty Insurance CompanyRISSICDP LP RI 01 26.pdfDwelling Fire Program DP 03
02/26/26Slide Specialty Insurance CompanyRISSICDP PE 11 25.pdfDwelling Fire Program DP 03
02/26/26Slide Specialty Insurance CompanyRISSICDP PPRC 11 25.pdfDwelling Fire Program DP 03
02/26/26Slide Specialty Insurance CompanyRISSICDP AAI 11 25.pdfDwelling Fire Program DP 03
02/26/26Slide Specialty Insurance CompanyRISSICDP HD RI 01 26.pdfDwelling Fire Program DP 03
02/26/26Slide Specialty Insurance CompanyRISSICDP RI WBU 11 25.pdfDwelling Fire Program DP 03
02/26/26Slide Specialty Insurance CompanyRISSICHO FIN RI 07 25.pdfDwelling Fire Program DP 03
02/26/26Slide Specialty Insurance CompanyRISSICDP GRC 11 25.pdfDwelling Fire Program DP 03
01/29/26Heritage Property and CasualtyMSHPC MS SP 01 26 Special Provisions - Marked.pdfHomeowners Policy Program
01/29/26Heritage Property and CasualtyMSHPC MS SP 01 26 Special Provisions - Clean.pdfHomeowners Policy Program
01/27/26Heritage Property and CasualtyGAHPCDP 04 95 01 26 Limited Water Back-up and Sump Pump Discharge or Overflow Coverage - Clean.pdfDwelling Policy Program
01/27/26Heritage Property and CasualtyGAHPCHO 04 95 01 26 Limited Water Backup - Clean.pdfHomeowners Policy Program
12/04/25Heritage Property and CasualtyGAHPC HO 01 10 12 25 Special Provisions - Clean.pdfHomeowners Policy Program
12/04/25Heritage Property and CasualtyGAHPC DL 25 10 12 25 Special Provisions Liability- Georgia - Clean.pdfDwelling Policy Program
12/04/25Heritage Property and CasualtyGAHPC DP 01 10 12 25 Special Provisions - Georgia - Clean.pdfDwelling Policy Program
12/03/25Narragansett Bay Insurance CompanyCTIL P 011 12 25 FLOOD COVERAGE NOT INCLUDED IN THE STANDARD.pdfDwelling Policy Program
12/03/25Slide Specialty Insurance CompanyNJSSICDP NJ HD 11 25 - Hurricane Percentage Deductible.pdfDwelling Fire DP3 Program
12/03/25Slide Specialty Insurance CompanyNJSSICDP PL 11 25 - Premises Liability.pdfDwelling Fire DP3 Program
12/03/25Slide Specialty Insurance CompanyNJSSICHO HDA NJ 08 25 - Hurricane Deductible Advisory Notice - New Jersey.pdfDwelling Fire DP3 Program
12/03/25Slide Specialty Insurance CompanyNJSSICDP 01 29 11 25 - Special Provisions - New Jersey.pdfDwelling Fire DP3 Program
12/03/25Slide Specialty Insurance CompanyNJSSICDP PPRC 11 25 - Personal Property Replacement Cost Loss Settlement.pdfDwelling Fire DP3 Program
12/03/25Slide Specialty Insurance CompanyNJSSICDP EB 11 25 - Equipment Breakdown.pdfDwelling Fire DP3 Program
12/03/25Slide Specialty Insurance CompanyNJSSICDP VCE 11 25 - Virtual Currency Exclusion.pdfDwelling Fire DP3 Program
12/03/25Slide Specialty Insurance CompanyNJSSICHO APP NJ 07 25 - Application.pdfDwelling Fire DP3 Program
12/03/25Slide Specialty Insurance CompanyNJSSICDP NJ LLE 11 25 - Lead Liability Exclusion - New Jersey.pdfDwelling Fire DP3 Program
12/03/25Slide Specialty Insurance CompanyNJSSICHO HDF 07 25 - Hurricane Deductible Disclosure.pdfDwelling Fire DP3 Program
12/03/25Slide Specialty Insurance CompanyNJSSICDP NJ WBU 11 25 - Water Back Up and Sump Pump.pdfDwelling Fire DP3 Program
Rate/Rule
49 docs06/01/26Slide Specialty Insurance CompanySCSSIC SC Homeowners Rate and Rule ManualSlide Specialty Insurance Company Homeowners Program
06/01/26Heritage Property and CasualtyNCDeviation PagesHomeowners
04/29/26Narragansett Bay Insurance CompanyNJNBIC NJ DP Rate ManualDwelling Policy Program
04/29/26Narragansett Bay Insurance CompanyNJNBIC NJ DP Rule ManualDwelling Policy Program
04/02/26Heritage Property and CasualtyNCDeviation PagesHomeowners
03/26/26Narragansett Bay Insurance CompanyCTNBIC CT HO ManualHomeowners Policy Program
03/26/26Narragansett Bay Insurance CompanyCTNBIC CT DP Rate ManualDwelling Policy Program
03/26/26Narragansett Bay Insurance CompanyCTNBIC CT DP Rule ManualDwelling Policy Program
03/11/26Heritage Property and CasualtyNCDeviation PagesHomeowners
03/04/26Narragansett Bay Insurance CompanyMANBIC MA HO ManualHomeowners Policy Program
03/04/26Narragansett Bay Insurance CompanyMANBIC MA HO ManualHomeowners Policy Program
02/27/26Narragansett Bay Insurance CompanyRINBIC RI DP Rule ManualDwelling Policy Program
02/27/26Narragansett Bay Insurance CompanyRINBIC RI HO ManualHomeowners Policy Program
02/27/26Narragansett Bay Insurance CompanyMANBIC MA DP ManualDwelling Policy Program
02/27/26Narragansett Bay Insurance CompanyMANBIC MA HO ManualHomeowners Policy Program
02/26/26Slide Specialty Insurance CompanyRIRI DP ManualDwelling Fire Program DP 03
02/16/26Narragansett Bay Insurance CompanyCTCT DP Manual - CleanDwelling
02/13/26Heritage Property and CasualtyALAL HO ManualHomeowners Policy Program
02/12/26Narragansett Bay Insurance CompanyVANBIC VA DP ManualDwelling Policy Program
01/15/26Heritage Property and CasualtyNCHeritage NC LRO Manual - MarkedLRO Liability and Non-Liability
01/15/26Heritage Property and CasualtyNCHeritage NC LRO Manual - CleanLRO Liability and Non-Liability
01/09/26Heritage Property and CasualtyALAL HO ManualHomeowners Policy Program
12/09/25Narragansett Bay Insurance CompanyRIRI Dwelling Policy Rate Manual PagesDwelling Fire
12/03/25Zephyr Insurance Company, Inc.HIZIC HI CRES ManualZIC HI CRes
12/03/25Zephyr Insurance Company, Inc.HIZIC HI CRES ManualZIC HI CRes
12/03/25Slide Specialty Insurance CompanyNJNJ DP Rate and Rule ManualDwelling Fire DP3 Program
12/02/25Zephyr Insurance Company, Inc.HIHUR Attachment AHU Paperless Discount
12/02/25Zephyr Insurance Company, Inc.HIHUR Attachment AHU Paperless Discount
12/02/25Zephyr Insurance Company, Inc.HIAgency Procedure ManualHU Paperless Discount
12/02/25Zephyr Insurance Company, Inc.HIAgency Procedure ManualHU Paperless Discount
10/10/25Slide Specialty Insurance CompanySCSSIC SC Homeowners ManualSSIC SC Homeowners
10/10/25Slide Specialty Insurance CompanySCSSIC SC Homeowners UW ManualSSIC SC Homeowners
10/10/25Slide Specialty Insurance CompanyNJNJ HO UW ManualHO 03 and HO 06
10/10/25Slide Specialty Insurance CompanyNJNJ HO Rate and Rule ManualHO 03 and HO 06
09/12/25Narragansett Bay Insurance CompanyNJNBIC NJ CRES Rate ManualCommercial Residential
09/12/25Narragansett Bay Insurance CompanyNJNBIC NJ CRES Rule ManualCommercial Residential
09/03/25Narragansett Bay Insurance CompanyVAVA DP ManualDwelling Policy Program
09/03/25Narragansett Bay Insurance CompanyVAVA DP Base Rate TableDwelling Policy Program
08/25/25Zephyr Insurance Company, Inc.HIHurricane Attachment A2025 Residential Hurricane
08/25/25Zephyr Insurance Company, Inc.HIHurricane Attachment A2025 Residential Hurricane
08/18/25Heritage Property and CasualtyNCManual - CleanLRO Liability and Non-Liability
08/18/25Heritage Property and CasualtyNCManual - MarkedLRO Liability and Non-Liability
08/06/25Narragansett Bay Insurance CompanyCTCT HO ManualHomeowners
07/24/25Heritage Property and CasualtyMSMS HO Rate Pages - CleanHomeowners
07/24/25Heritage Property and CasualtyMSMS HO Rate Pages - MarkedHomeowners
07/23/25Narragansett Bay Insurance CompanyVAVA HO Rate ManualHomeowners Policy Program
07/23/25Narragansett Bay Insurance CompanyVANBIC VA HO Rule ManualHomeowners Policy Program
07/16/25Heritage Property and CasualtyALManualHomeowners
07/16/25Heritage Property and CasualtyALHPC AL ACV WHHomeowners
Supporting Documentation
288 docs06/16/26Narragansett Bay Insurance CompanyNJExplanatory MemorandumCommercial Residential
06/16/26Narragansett Bay Insurance CompanyNJCover LetterCommercial Residential
06/16/26Narragansett Bay Insurance CompanyNJConsent to Rate ApplicationCommercial Residential
06/01/26Slide Specialty Insurance CompanySCMarked Up Forms and RulesSlide Specialty Insurance Company Homeowners Program
06/01/26Slide Specialty Insurance CompanySCExplanatory MemorandumSlide Specialty Insurance Company Homeowners Program
06/01/26Heritage Property and CasualtyNCDeviation Questionnaire FC-038Homeowners
06/01/26Heritage Property and CasualtyNCExplanatory MemorandumHomeowners
05/22/26Zephyr Insurance Company, Inc.HIConsent to RateConsent to Rate
05/22/26Zephyr Insurance Company, Inc.HIConsent to RateConsent to Rate
05/22/26Zephyr Insurance Company, Inc.HIConsent to RateConsent to Rate
05/22/26Zephyr Insurance Company, Inc.HIConsent to RateConsent to Rate
05/21/26Slide Specialty Insurance CompanySCResponse 2SSIC SC Cancellation Update
05/21/26Slide Specialty Insurance CompanySCResponse 3SSIC SC Cancellation Update
05/21/26Slide Specialty Insurance CompanySCExplanatory MemorandumSSIC SC Cancellation Update
05/21/26Slide Specialty Insurance CompanySCResponse 1SSIC SC Cancellation Update
04/29/26Narragansett Bay Insurance CompanyNJSide by Side ComparisonDwelling Policy Program
04/29/26Narragansett Bay Insurance CompanyNJCover LetterDwelling Policy Program
04/29/26Narragansett Bay Insurance CompanyNJExplanatory MemorandumDwelling Policy Program
04/29/26Narragansett Bay Insurance CompanyNJSide by Side ComparisonDwelling Policy Program
04/16/26Narragansett Bay Insurance CompanyNYSection 3404 form Filing Compliance Questionnaire (Standard Fire Policy)Homeowners Policy Program
04/16/26Narragansett Bay Insurance CompanyNYSide-By-Side ComparisonsHomeowners Policy Program
04/16/26Narragansett Bay Insurance CompanyNYPersonal Lines (other than auto) Cancellation & Nonrenewal Form Filing Compliance Questionnaire (NYIL 3425)Homeowners Policy Program
04/16/26Narragansett Bay Insurance CompanyNYHomeowners Insurance Review Standards ChecklistHomeowners Policy Program
04/16/26Narragansett Bay Insurance CompanyNYExplanatory MemorandumHomeowners Policy Program
04/16/26Narragansett Bay Insurance CompanyNYExplanatory MemorandumDwelling Policy Program
04/16/26Narragansett Bay Insurance CompanyNYSection 3404 form Filing Compliance Questionnaire (Standard Fire Policy)Dwelling Policy Program
04/16/26Narragansett Bay Insurance CompanyNYSide-By-Side ComparisonsDwelling Policy Program
04/16/26Narragansett Bay Insurance CompanyNYPersonal Lines (other than auto) Cancellation & Nonrenewal Form Filing Compliance Questionnaire (NYIL 3425)Dwelling Policy Program
04/02/26Heritage Property and CasualtyNCDeviation Questionnaire FC-038Homeowners
04/02/26Heritage Property and CasualtyNCExplanatory MemorandumHomeowners
04/02/26Heritage Property and CasualtyNCForm Filing Questionnaire FC-048Homeowners Policy Program
04/02/26Heritage Property and CasualtyNCExplanatory MemorandumHomeowners Policy Program
03/26/26Narragansett Bay Insurance CompanyCTSide-by-Side ComparisonHomeowners Policy Program
03/26/26Narragansett Bay Insurance CompanyCTChecklist - HO RatesHomeowners Policy Program
03/26/26Narragansett Bay Insurance CompanyCTChecklist - HO RulesHomeowners Policy Program
03/26/26Narragansett Bay Insurance CompanyCTChecklist - ActuarialHomeowners Policy Program
03/26/26Narragansett Bay Insurance CompanyCTActuarial MemorandumHomeowners Policy Program
03/26/26Narragansett Bay Insurance CompanyCTFiling MemorandumHomeowners Policy Program
03/26/26Narragansett Bay Insurance CompanyCTChecklist - HO Underwriting GuidelinesHomeowners Policy Program
03/26/26Narragansett Bay Insurance CompanyCTChecklist - HO CoastalHomeowners Policy Program
03/26/26Narragansett Bay Insurance CompanyCTReadability CertificateDwelling Policy Program
03/26/26Narragansett Bay Insurance CompanyCTForms ListDwelling Policy Program
03/26/26Narragansett Bay Insurance CompanyCTExplanatory MemorandumDwelling Policy Program
03/26/26Narragansett Bay Insurance CompanyCTFiling MemorandumHomeowners Policy Program
03/26/26Narragansett Bay Insurance CompanyCTUnderwriting Guidelines - HomeownersHomeowners Policy Program
03/26/26Narragansett Bay Insurance CompanyCTSide-by-Side ComparisonHomeowners Policy Program
03/26/26Narragansett Bay Insurance CompanyCTSide-by-Side ComparisonDwelling Policy Program
03/26/26Narragansett Bay Insurance CompanyCTActuarial MemorandumDwelling Policy Program
03/26/26Narragansett Bay Insurance CompanyCTSide-by-Side ComparisonDwelling Policy Program
03/26/26Narragansett Bay Insurance CompanyCTExplanatory MemorandumDwelling Policy Program