Insurance carrier
RAM Mutual Insurance Company
Currently ranked #467 by filing activity. Activity below is based on admitted P&C product filings from Jul 6, 2025 to Jul 6, 2026.
Rank
#467
Top 500 carrier
Filings
21
07/06/25 to 07/06/26
Companies
1
States
2
State footprint
Latest
Mar 24, 2026
Avg rate increase +2.2%
flow
Tracked Filing Volume
where filings move
State Activity
rate impact
Reported Rate Impact
Filings
12
Companies
1
Avg Impact
+2.2%
Max Increase
+22.7%
Max Decrease
-8.5%
Reported rate impact by state
-8.5% to -1.8%-1.8% to +0.3%+0.3% to +5.0%+5.0% to +22.7%
Rate impact filingsShowing up to 12 filings
11/04/25RAM Mutual Insurance CompanyNDPersonal and Farm UmbrellaRate/Rule+22.7%n/a
07/07/25RAM Mutual Insurance CompanyNDPersonal AutoForm/Rate/Rule+3.1%n/a
12/16/25RAM Mutual Insurance CompanyNDHomeownersForm/Rate/Rule+2.5%n/a
12/15/25RAM Mutual Insurance CompanyNDMobile HomeownersForm/Rate/Rule+2.4%n/a
12/15/25RAM Mutual Insurance CompanyNDDwelling FireForm/Rate/Rule+2.3%n/a
07/07/25RAM Mutual Insurance CompanyMNPersonal AutoForm/Rate/Rule+2.2%n/a
12/17/25RAM Mutual Insurance CompanyNDFarmownersForm/Rate/Rule+1.9%n/a
12/15/25RAM Mutual Insurance CompanyNDPersonal and Premises LiabilityForm/Rate/Rule+0.3%n/a
12/16/25RAM Mutual Insurance CompanyMNDwelling FireForm/Rate/Rule-0.2%n/a
01/05/26RAM Mutual Insurance CompanyMNDirect HomeownersForm/Rate/Rule-1.1%n/a
01/05/26RAM Mutual Insurance CompanyMNPackaged HomeownersForm/Rate/Rule-1.2%n/a
08/26/25RAM Mutual Insurance CompanyMNWork CompRate/Rule-8.5%n/a
product mix by company
Top 5 companies
RAM Mutual Insurance Company21 filings
BOP2
Commercial Package Policy2
Dwelling Fire2
Inland Marine2
Personal Auto2
live tape
Recent Documents
Forms
38 docs03/24/26RAM Mutual Insurance CompanyNDCA 05 34 09 26 - Litigation Funding Mutual Disclosure Condition.pdfCommercial Auto
03/24/26RAM Mutual Insurance CompanyNDCA 00 37 09 26 - War Exclusion.pdfCommercial Auto
03/24/26RAM Mutual Insurance CompanyNDCA 28 06 09 26 - Assault or Battery Exclusion for Covered Autos Liability Exposure.pdfCommercial Auto
03/24/26RAM Mutual Insurance CompanyNDCA 05 33 09 26 - Human Trafficking Exclusion for Covered Autos Liability Exposure.pdfCommercial Auto
01/05/26RAM Mutual Insurance CompanyMNPH305 05-26 Packaged Homeowners Amendatory Endorsement - Final.pdfPackaged Homeowners
01/05/26RAM Mutual Insurance CompanyMNCF376 05-26 - Matching of Undamaged Siding or Roof Coverage - Pkg Policies - Final.pdfPackaged Homeowners
01/05/26RAM Mutual Insurance CompanyMNCF0357 05-26 Forever Chemicals and Microplastics - New Form - Packaged Policies.pdfPackaged Homeowners
01/05/26RAM Mutual Insurance CompanyMNCF235 05-26 - Roof Surfacing Amendment - Roof Surfacing Payment Schedule - New Form - MN.pdfPackaged Homeowners
01/05/26RAM Mutual Insurance CompanyMNCF230 05-26 - Cosmetic Damage Exclusion - Final.pdfPackaged Homeowners
01/05/26RAM Mutual Insurance CompanyMNDH1 05-26 Direct Home Policy - Final.pdfDirect Homeowners
01/05/26RAM Mutual Insurance CompanyMNCF375 05-26 - Matching of Undamaged Siding or Roof Coverage - Direct - Mismatching - Final.pdfDirect Homeowners
01/05/26RAM Mutual Insurance CompanyMNCF0356 05-26 Forever Chemicals and Microplastics - New Form.pdfDirect Homeowners
12/17/25RAM Mutual Insurance CompanyNDFOR2002 05-26 - Cosmetic Damage Exclusion - Final.pdfFarmowners
12/17/25RAM Mutual Insurance CompanyNDFOR0711 05-26 - Amendatory Endorsement - North Dakota - Final.pdfFarmowners
12/17/25RAM Mutual Insurance CompanyNDFOR114 05-26 - Equipment Breakdown Endorsement - Final.pdfFarmowners
12/17/25RAM Mutual Insurance CompanyNDFOR7B 05-26 - Non-Depreciation of Repairs - Final.pdfFarmowners
12/17/25RAM Mutual Insurance CompanyNDCL0356 03-25 - Forever Chemicals and Microplastics Exclusion.pdfFarmowners
12/17/25RAM Mutual Insurance CompanyNDCF234 05-26 - Roof Surfacing Amendment - Roof Surfacing Payment Schedule - New Form.pdfFarmowners
12/16/25RAM Mutual Insurance CompanyNDHOR0833 05-26 - Amendatory Endorsement - Homeowners - North Dakota - Final.pdfHomeowners
12/16/25RAM Mutual Insurance CompanyNDCF122 05-26 - Snow Removal Endorsement - Removed ND from form number - Final.pdfHomeowners
12/16/25RAM Mutual Insurance CompanyNDCF124 05-26 - Incidental Lawn and.or Ditch Mowing End - Removed ND from form number - Final.pdfHomeowners
12/16/25RAM Mutual Insurance CompanyNDPMR0933 05-26 Amendatory Endorsement North Dakota - Inland Marine - Final.pdfInland Marine
12/15/25RAM Mutual Insurance CompanyNDMHR0833 05-26 - Amendatory Endorsement - Mobilehomeowners - North Dakota - Final.pdfMobile Homeowners
12/15/25RAM Mutual Insurance CompanyNDGLR81 05-26 - Personal Injury - Final.pdfPersonal and Premises Liability
12/15/25RAM Mutual Insurance CompanyNDGLR6201 (05-26) Incidental Custom Farming - Manure - With GL2 - NEW.pdfPersonal and Premises Liability
12/15/25RAM Mutual Insurance CompanyNDGLR6202 (05-26) Incidental Custom Farming - Manure - With GL610 - NEW.pdfPersonal and Premises Liability
12/15/25RAM Mutual Insurance CompanyNDFLR0424 05-26 - Amendatory Endorsement - ND Dwlg Fire - Final.pdfDwelling Fire
09/23/25RAM Mutual Insurance CompanyNDBP0117 01-26 North Dakota Changes - Reformatted-Corrected-Updated w-Cent Code Change - Final.pdfBOP
09/23/25RAM Mutual Insurance CompanyNDCM 01 30 12 25 - North Dakota Changes.pdfCommercial Inland Marine
09/23/25RAM Mutual Insurance CompanyNDCP 01 14 12 25 - North Dakota Changes.pdfCommercial Package Policy
07/29/25RAM Mutual Insurance CompanyNDBP350 01-26 - Roof Surfacing Amendment - Actual Cash Value and Roof Surfacing Exclusion - Final.pdfBOP
07/29/25RAM Mutual Insurance CompanyNDBP637 01-26 - Amendatory Endorsement - Continuous or Progressive Injury or Damage - NEW Form.pdfBOP
07/29/25RAM Mutual Insurance CompanyNDCF232 05-25 - Diminution in Value Exclusion - New Form.pdfBOP
07/29/25RAM Mutual Insurance CompanyNDCG637 01-26 - Amendatory Endorsement - Continuous or Progressive Injury or Damage - NEW Form.pdfCommercial Package Policy
07/29/25RAM Mutual Insurance CompanyNDCP350 01-26 - Roof Surfacing Amendment - Actual Cash Value and Roof Surfacing Exclusion - Final.pdfCommercial Package Policy
07/29/25RAM Mutual Insurance CompanyNDCU637 01-26 - Amendatory Endorsement - Continuous or Progressive Injury or Damage - NEW Form.pdfCommercial Umbrella
07/07/25RAM Mutual Insurance CompanyNDRPA214 11-25 - Amendatory Endorsement -Comp and Collision CLaim Reporting Period - New Form.pdfPersonal Auto
07/07/25RAM Mutual Insurance CompanyMNPP 05 67 11 24 - Personal Injury Coverage - Minnesota.pdfPersonal Auto
Rate/Rule
22 docs01/05/26RAM Mutual Insurance CompanyMNPackaged Homeowners Manual PagesPackaged Homeowners
01/05/26RAM Mutual Insurance CompanyMNDirect Homeowners Manual PagesDirect Homeowners
12/17/25RAM Mutual Insurance CompanyNDFarmowners Manual PagesFarmowners
12/17/25RAM Mutual Insurance CompanyNDRate TablesFarmowners
12/16/25RAM Mutual Insurance CompanyMNInland Marine Manual PageInland Marine
12/16/25RAM Mutual Insurance CompanyMNDwelling Fire Manual PagesDwelling Fire
12/16/25RAM Mutual Insurance CompanyNDRate TablesHomeowners
12/16/25RAM Mutual Insurance CompanyNDHomeowners Manual PagesHomeowners
12/15/25RAM Mutual Insurance CompanyNDMobile Homeowners Rate TablesMobile Homeowners
12/15/25RAM Mutual Insurance CompanyNDMobile Homeowners ManualMobile Homeowners
12/15/25RAM Mutual Insurance CompanyNDLiability Manual PagesPersonal and Premises Liability
12/15/25RAM Mutual Insurance CompanyNDDwelling Fire ManualDwelling Fire
12/15/25RAM Mutual Insurance CompanyNDDwelling Fire Rate TablesDwelling Fire
11/04/25RAM Mutual Insurance CompanyNDPersonal and Farm Umbrella ManualPersonal and Farm Umbrella
08/26/25RAM Mutual Insurance CompanyMNWork Comp ManualWork Comp
08/26/25RAM Mutual Insurance CompanyMNRate TablesWork Comp
07/07/25RAM Mutual Insurance CompanyNDPersonal Auto U/W ManualPersonal Auto
07/07/25RAM Mutual Insurance CompanyNDPersonal Auto Rate Table - PreferredPersonal Auto
07/07/25RAM Mutual Insurance CompanyNDPersonal Auto Rate Table - StandardPersonal Auto
07/07/25RAM Mutual Insurance CompanyMNPersonal Auto U/W ManualPersonal Auto
07/07/25RAM Mutual Insurance CompanyMNPersonal Auto Rate Table - PreferredPersonal Auto
07/07/25RAM Mutual Insurance CompanyMNPersonal Auto Rate Table - StandardPersonal Auto
Supporting Documentation
101 docs01/05/26RAM Mutual Insurance CompanyMNP & C Actuarial Memorandum and Data (Filings with a Rates component)Packaged Homeowners
01/05/26RAM Mutual Insurance CompanyMNMemorandumPackaged Homeowners
01/05/26RAM Mutual Insurance CompanyMNRedlined FormsPackaged Homeowners
01/05/26RAM Mutual Insurance CompanyMNRedlined FormsPackaged Homeowners
01/05/26RAM Mutual Insurance CompanyMNRedlined Manual PagesPackaged Homeowners
01/05/26RAM Mutual Insurance CompanyMNPackaged Homeowners Policy Cover PagePackaged Homeowners
01/05/26RAM Mutual Insurance CompanyMNRedlined FormsPackaged Homeowners
01/05/26RAM Mutual Insurance CompanyMNP & C Filing Certification Forms (Standard and Expedited Auto & Homeowners)Packaged Homeowners
01/05/26RAM Mutual Insurance CompanyMNPrice Optimization AttestationPackaged Homeowners
01/05/26RAM Mutual Insurance CompanyMNDirect Homeowners Policy Cover PageDirect Homeowners
01/05/26RAM Mutual Insurance CompanyMNP & C Actuarial Memorandum and Data (Filings with a Rates component)Direct Homeowners
01/05/26RAM Mutual Insurance CompanyMNMemorandumDirect Homeowners
01/05/26RAM Mutual Insurance CompanyMNRedlined Manual PagesDirect Homeowners
01/05/26RAM Mutual Insurance CompanyMNRedlined FormsDirect Homeowners
01/05/26RAM Mutual Insurance CompanyMNRedlined FormsDirect Homeowners
12/17/25RAM Mutual Insurance CompanyNDFarmowners Policy Cover PageFarmowners
12/17/25RAM Mutual Insurance CompanyNDRedlined FormsFarmowners
12/17/25RAM Mutual Insurance CompanyNDRate HistoryFarmowners
12/17/25RAM Mutual Insurance CompanyNDLoss HistoryFarmowners
12/17/25RAM Mutual Insurance CompanyNDRedlined Manual PagesFarmowners
12/17/25RAM Mutual Insurance CompanyNDRedlined FormsFarmowners
12/17/25RAM Mutual Insurance CompanyNDRedlined Rate TablesFarmowners
12/17/25RAM Mutual Insurance CompanyNDRedlined FormsFarmowners
12/17/25RAM Mutual Insurance CompanyNDMemorandumFarmowners
12/17/25RAM Mutual Insurance CompanyNDRedlined FormsFarmowners
12/16/25RAM Mutual Insurance CompanyMNP & C Filing Certification Form (Standard)Inland Marine
12/16/25RAM Mutual Insurance CompanyMNMemorandumInland Marine
12/16/25RAM Mutual Insurance CompanyMNInland Marine Policy Cover PageInland Marine
12/16/25RAM Mutual Insurance CompanyMNRedlined Manual PageInland Marine
12/16/25RAM Mutual Insurance CompanyMNP & C Filing Certification Forms (Standard and Expedited Auto & Homeowners)Dwelling Fire
12/16/25RAM Mutual Insurance CompanyMNMemorandumDwelling Fire
12/16/25RAM Mutual Insurance CompanyMNRedlined Manual PagesDwelling Fire
12/16/25RAM Mutual Insurance CompanyMNP & C Actuarial Memorandum and Data (Filings with a Rates component)Dwelling Fire
12/16/25RAM Mutual Insurance CompanyMNDwelling Fire Policy Cover PageDwelling Fire
12/16/25RAM Mutual Insurance CompanyNDRedlined Rate TablesHomeowners
12/16/25RAM Mutual Insurance CompanyNDRate HistoryHomeowners
12/16/25RAM Mutual Insurance CompanyNDLoss HistoryHomeowners
12/16/25RAM Mutual Insurance CompanyNDHomeowners Policy Cover PageHomeowners
12/16/25RAM Mutual Insurance CompanyNDRedlined FormsHomeowners
12/16/25RAM Mutual Insurance CompanyNDMemorandumHomeowners
12/16/25RAM Mutual Insurance CompanyNDRedlined Manual PagesHomeowners
12/16/25RAM Mutual Insurance CompanyNDRedlined FormsHomeowners
12/16/25RAM Mutual Insurance CompanyNDRedlined FormsHomeowners
12/16/25RAM Mutual Insurance CompanyNDMemorandumInland Marine
12/16/25RAM Mutual Insurance CompanyNDRedlined FormInland Marine
12/15/25RAM Mutual Insurance CompanyNDRedlined Manual PagesMobile Homeowners
12/15/25RAM Mutual Insurance CompanyNDLoss HistoryMobile Homeowners
12/15/25RAM Mutual Insurance CompanyNDMobile Homeowners Policy Cover PageMobile Homeowners
12/15/25RAM Mutual Insurance CompanyNDRedlined Rate TablesMobile Homeowners
12/15/25RAM Mutual Insurance CompanyNDRate HistoryMobile Homeowners