Insurance carrier
Vault Holdings Group
Currently ranked #177 by filing activity. Activity below is based on admitted P&C product filings from Jul 6, 2025 to Jul 6, 2026.
Rank
#177
Top 500 carrier
Filings
126
07/06/25 to 07/06/26
Companies
1
States
25
State footprint
Latest
Jun 25, 2026
Avg rate increase +15.4%
flow
Tracked Filing Volume
where filings move
State Activity
rate impact
Reported Rate Impact
Filings
39
Companies
1
Avg Impact
+15.4%
Max Increase
+186.6%
Max Decrease
-29.7%
Reported rate impact by state
-29.7% to -6.8%-6.8% to +0.1%+0.1% to +32.3%+32.3% to +186.6%
Rate impact filingsShowing up to 39 filings
08/25/25Vault Reciprocal ExchangeNHVRE Personal Excess LiabilityRate/Rule+186.6%+260.1%
08/01/25Vault Reciprocal ExchangeMOVRE Personal Excess LiabilityRate/Rule+148.9%+407.1%
07/29/25Vault Reciprocal ExchangeCOVRE Personal Excess LiabilityRate/Rule+132.7%+297.3%
09/08/25Vault Reciprocal ExchangeOKVRE Personal Excess LiabilityRate/Rule+118.5%+232.7%
09/08/25Vault Reciprocal ExchangeLAVRE Personal Excess LiabilityRate/Rule+74.6%+244.2%
08/11/25Vault Reciprocal ExchangeCTVRE Personal Excess LiabilityRate/Rule+34.7%+130.3%
09/26/25Vault Reciprocal ExchangeNJVRE Personal Excess LiabilityRate/Rule+27.4%+328.2%
08/25/25Vault Reciprocal ExchangeMEVRE Personal Excess LiabilityRate/Rule+26.8%+139.0%
08/25/25Vault Reciprocal ExchangeMDVRE Personal Excess LiabilityRate/Rule+24.0%+25.0%
09/15/25Vault Reciprocal ExchangeNJVRE Personal Excess LiabilityRate/Rule+22.7%+25.0%
10/29/25Vault Reciprocal ExchangeAZVRE HomeownersRate/Rule+18.5%+47.7%
08/06/25Vault Reciprocal ExchangeTNVRE Personal Excess LiabilityRate/Rule+15.0%+15.0%
08/07/25Vault Reciprocal ExchangeCTVRE Personal Excess LiabilityRate/Rule+6.4%+6.5%
11/24/25Vault Reciprocal ExchangeVAVRE HomeownersForm/Rate/Rule+5.0%+88.4%
03/25/26Vault Reciprocal ExchangeMIVRE Private PassengerRate/Rule+0.1%+0.3%
04/30/26Vault Reciprocal ExchangeMDVRE Private PassengerRate/Rule-0.2%+13.1%
04/08/26Vault Reciprocal ExchangeILVRE Private PassengerRate/Rule-1.8%+23.3%
09/29/25Vault Reciprocal ExchangeNJVRE HomeownersForm/Rate/Rule-3.0%+139.6%
12/16/25Vault Reciprocal ExchangeTNVRE HomeownersRate/Rule-3.9%-1.2%
02/02/26Vault Reciprocal ExchangeRIVRE Private PassengerForm/Rate/Rule-4.3%+28.0%
08/14/25Vault Reciprocal ExchangeMDVRE HomeownersRate/Rule-4.4%+32.9%
01/02/26Vault Reciprocal ExchangePAVRE Private PassengerRate/Rule-4.9%+5.6%
11/06/25Vault Reciprocal ExchangeMDVRE HomeownersRate/Rule-4.9%+66.6%
05/21/26Vault Reciprocal ExchangeGAVRE Private PassengerForm/Rate/Rule-5.0%+44.9%
03/05/26Vault Reciprocal ExchangeCOVRE Private PassengerRate/Rule-5.0%+2.3%
08/26/25Vault Reciprocal ExchangeTXVRE Personal Excess LiabilityRate/Rule-5.4%+80.8%
03/03/26Vault Reciprocal ExchangeAZVRE HomeownersRate/Rule-7.5%+4.6%
10/24/25Vault Reciprocal ExchangeGAVRE HomeownersRate/Rule-9.0%+141.8%
12/29/25Vault Reciprocal ExchangeLAVRE Private PassengerRate/Rule-10.0%+5.2%
04/29/26Vault Reciprocal ExchangeTXVRE Private PassengerRate/Rule-10.7%+33.4%
12/15/25Vault Reciprocal ExchangeILVRE HomeownersRate/Rule-11.7%-9.2%
07/07/25Vault Reciprocal ExchangeCOVRE HomeownersRate/Rule-13.9%+84.9%
10/22/25Vault Reciprocal ExchangeNJVRE Private PassengerForm/Rate/Rule-14.4%-0.4%
09/03/25Vault Reciprocal ExchangeTNVRE Private PassengerRate/Rule-14.6%-6.7%
06/25/26Vault Reciprocal ExchangeTNVRE Private PassengerRate/Rule-14.8%+13.1%
09/15/25Vault Reciprocal ExchangeCTVRE Private PassengerRate/Rule-14.9%+0.1%
11/24/25Vault Reciprocal ExchangeRIVRE HomeownersRate/Rule-20.0%+29.8%
08/08/25Vault Reciprocal ExchangeCTVRE HomeownersRate/Rule-26.8%+120.7%
01/06/26Vault Reciprocal ExchangeTXVRE HomeownersRate/Rule-29.7%+74.3%
product mix by company
Top 5 companies
Vault Reciprocal Exchange126 filings
VRE Homeowners47
VRE Private Passenger44
VRE Personal Excess Liability26
Home Complete Program4
Private Passenger Auto2
live tape
Recent Documents
Forms
360 docs04/29/26Vault Reciprocal ExchangeTXVREPPA-001-TX (07 24) Amendment Auto Provisions TX - Clean V4.pdfVRE Private Passenger
04/29/26Vault Reciprocal ExchangeTXVREPPA-042-TX (04 26) Uninsured Motorists Coverage - TX - Clean.pdfVRE Private Passenger
04/29/26Vault Reciprocal ExchangeTXVRE-ACRN-TX (04-26) Auto Conditional Notice - TX.pdfVRE Private Passenger
04/29/26Vault Reciprocal ExchangeTXVREPPA-067-TX (04 26) Agreed Value Endorsement - TX - Clean.pdfVRE Private Passenger
04/29/26Vault Reciprocal ExchangeTXVREPPA-077 (04 25) Flood Deductible - New.pdfVRE Private Passenger
04/29/26Vault Reciprocal ExchangeTXVREPPA-997 (08 18) Private Fleet Automobile Policy .pdfVRE Private Passenger
04/22/26Vault Reciprocal ExchangeSCVREPPA-075-SC (04 26) Uptier Disclosure Notice - Clean.pdfVRE Private Passenger
04/03/26Vault Reciprocal ExchangeNJVREPPA-001-NJ (10 25) Amendment of Automobile Provisions NJ - (Clean) V2.pdfVRE Private Passenger
04/03/26Vault Reciprocal ExchangeNJVREPPA-APP-NJ (10 25) - Personal Auto Insurance Application - NJ - (Clean).pdfVRE Private Passenger
04/03/26Vault Reciprocal ExchangeNJVREPPA-085 (03 23) Transporting Vehicle Deductible Adjustment.pdfVRE Private Passenger
04/03/26Vault Reciprocal ExchangeNJVREPPA-067 (10 25) Agreed Value Endorsement - (Clean).pdfVRE Private Passenger
04/03/26Vault Reciprocal ExchangeNJVREPPA-092 (01 24) Customizing Equipment Preferred Coverage.pdfVRE Private Passenger
04/03/26Vault Reciprocal ExchangeNJVREPPA-023-NJ (10 24) Emergency Movement Coverage.pdfVRE Private Passenger
04/03/26Vault Reciprocal ExchangeNJVREPPA-008-NJ (10 25) Single UM Limit - New Jersey - (Clean).pdfVRE Private Passenger
04/03/26Vault Reciprocal ExchangeNJVREPPA-077 (04 25) Flood Deductible - New.pdfVRE Private Passenger
04/03/26Vault Reciprocal ExchangeNJVREPPA-093 (07 24) Deductible Settlement Adjustments for Part D Advantage.pdfVRE Private Passenger
04/03/26Vault Reciprocal ExchangeNJVREPPA-999-NJ (10 25) Automobile Declarations - NJ - (Clean).pdfVRE Private Passenger
04/03/26Vault Reciprocal ExchangeNJVREPPA-042-NJ (10 25) Uninsured Motorists Coverage - New Jersey - (Clean).pdfVRE Private Passenger
04/03/26Vault Reciprocal ExchangeNJVREPPA-007 (05 19) Single Liability Limit.pdfVRE Private Passenger
04/01/26Vault Reciprocal ExchangeSCVREPPA-999-SC (03 26) Automobile Declarations - SC - Clean.pdfVRE Private Passenger
04/01/26Vault Reciprocal ExchangeSCVRE-CRNCTP (09 22) Important Notice Regarding Changes to Policy.pdfVRE Private Passenger
03/05/26Vault Reciprocal ExchangeSCVREHO-DECHO-SC (02 26) Declarations Homeowners - Clean.pdfVRE Homeowners
03/05/26Vault Reciprocal ExchangeSCVREHO-WHCNOT-SC (03 26) Important Notice Reg Wind Hail - Contents.pdfVRE Homeowners
03/05/26Vault Reciprocal ExchangeSCVREHO-SC (02 26) Homeowners Policy - Clean.pdfVRE Homeowners
03/05/26Vault Reciprocal ExchangeSCVREHO-RCFC3-WH-SC (03 26) Roof Covering Full Reconstruction Cost Endt - Clean.pdfVRE Homeowners
03/05/26Vault Reciprocal ExchangeSCVREHO-APP-SC (02 26) Homeowners Application - SC - Clean.pdfVRE Homeowners
03/05/26Vault Reciprocal ExchangeSCVREHO-WHDNOT-SC (03 26) Important Notice Reg Wind Hail - Home.pdfVRE Homeowners
03/05/26Vault Reciprocal ExchangeSCVREHO-MSCE-SC (02 26) - Mine Subsidence Sinkhole Cov Endt - NEW.pdfVRE Homeowners
03/05/26Vault Reciprocal ExchangeSCVREHO-MATCH-SC (03 26) Undamaged Matching Property Limitation - Clean.pdfVRE Homeowners
03/05/26Vault Reciprocal ExchangeSCVREHO-WDL-SC (03 26) - Water Damage Limitation Endt - Clean.pdfVRE Homeowners
03/05/26Vault Reciprocal ExchangeSCVREHO-RCWH-SP-SC (03 26) Roof Covering Cov Endt - Clean.pdfVRE Homeowners
03/03/26Vault Reciprocal ExchangeUTVREHO-SAE-UT (02-26) UT State Amendatory Endt - rev- 2-26.pdfHome Complete Program
03/02/26Vault Reciprocal ExchangeAZVREHO-SAE-AZ (02 26) AZ State Amendatory - Clean.pdfVRE Homeowners
02/18/26Vault Reciprocal ExchangeLAVREHO-FERC (10-24) Full-Ext Rep Cost Cov GRC.pdfVRE Homeowners
02/05/26Vault Reciprocal ExchangeUTVREPPA-073-UT (10 25) Underinsured M Sel-Rej - UT.pdfPrivate Passenger Auto
02/05/26Vault Reciprocal ExchangeUTVREPPA-043-UT (10 25) Underinsured Motorists Coverage - UT.pdfPrivate Passenger Auto
02/05/26Vault Reciprocal ExchangeUTVREPPA-APP-UT (10 25) - Auto Ins App - UT.pdfPrivate Passenger Auto
02/05/26Vault Reciprocal ExchangeUTVREPPA-001-UT (10 25) Amendment of Auto Provisions.pdfPrivate Passenger Auto
02/05/26Vault Reciprocal ExchangeUTVREPPA-PIP-UT (10 25) Personal Injury Protection Endt.pdfPrivate Passenger Auto
02/05/26Vault Reciprocal ExchangeUTVREPPA-042-UT (10 25) Uninsured Motorists Coverage - UT.pdfPrivate Passenger Auto
02/05/26Vault Reciprocal ExchangeUTVREPPA-044-UT (10 25) PDUM Coverage - UT.pdfPrivate Passenger Auto
02/05/26Vault Reciprocal ExchangeUTVREPPA-074-UT (10 25) UnInsured M Sel-Rej - UT.pdfPrivate Passenger Auto
02/05/26Vault Reciprocal ExchangeUTVREPPA-007-UT(04 24) Single Liability Limit.pdfPrivate Passenger Auto
02/05/26Vault Reciprocal ExchangeUTVREPPA-076-UT (10 25) Named Driver Exclusion Endt - UT.pdfPrivate Passenger Auto
02/05/26Vault Reciprocal ExchangeUTVREPPA-998 (04 20) Private Fleet Auto Policy Index REV.pdfPrivate Passenger Auto
02/05/26Vault Reciprocal ExchangeUTVREPPA-005 (12 19) Privacy Notice.pdfPrivate Passenger Auto
02/05/26Vault Reciprocal ExchangeUTVREPPA-015 (12 19) Snowmobile Endorsement.pdfPrivate Passenger Auto
02/05/26Vault Reciprocal ExchangeUTVREPPA-006 (08 18) Important Notice Regarding the Fair Credit Reporting Act.pdfPrivate Passenger Auto
02/05/26Vault Reciprocal ExchangeUTVREPPA-023 (03 23) Emergency Movement Coverage.pdfPrivate Passenger Auto
02/05/26Vault Reciprocal ExchangeUTVRE-CRDNOT (06 25) Credit Notice .pdfPrivate Passenger Auto
Rate/Rule
152 docs06/25/26Vault Reciprocal ExchangeTNTN PPA Rate Manual PagesVRE Private Passenger
06/17/26Vault Reciprocal ExchangeAZAZ Vault Home - Rule 602VRE Homeowners
06/17/26Vault Reciprocal ExchangeTNTN HO Rule Manual PagesVRE Homeowners
06/15/26Vault Reciprocal ExchangeMOMo Home Rule Manual PagesVRE Homeowners
06/15/26Vault Reciprocal ExchangeILIL Vault Home Rule ManualVRE Homeowners
05/21/26Vault Reciprocal ExchangeGAVRE PPA Rule Manual PagesVRE Private Passenger
05/21/26Vault Reciprocal ExchangeGAVRE PPA Rate Manual PagesVRE Private Passenger
04/30/26Vault Reciprocal ExchangeMDVRE PPA Rate Manual PagesVRE Private Passenger
04/30/26Vault Reciprocal ExchangeMDVRE PPA Rate Manual PagesVRE Private Passenger
04/30/26Vault Reciprocal ExchangeMDVRE PPA Rule Manual PagesVRE Private Passenger
04/30/26Vault Reciprocal ExchangeMDVRE PPA Rule Manual PagesVRE Private Passenger
04/29/26Vault Reciprocal ExchangeTXVRE PPA Rule Manual PagesVRE Private Passenger
04/29/26Vault Reciprocal ExchangeTXVRE PPA Rate Manual PagesVRE Private Passenger
04/22/26Vault Reciprocal ExchangePAPA Rule Manual PageVRE Personal Excess Liability
04/22/26Vault Reciprocal ExchangePAPA Rule Manual PageVRE Private Passenger
04/09/26Vault Reciprocal ExchangeMOvRE PPA Rate Manual PagesVRE Private Passenger
04/08/26Vault Reciprocal ExchangeILvRE PPA Rate Manual PagesVRE Private Passenger
03/25/26Vault Reciprocal ExchangeMIRate 314VRE Private Passenger
03/25/26Vault Reciprocal ExchangeMIRate 314VRE Private Passenger
03/18/26Vault Reciprocal ExchangeAZVRE PPA Rate Manual PagesVRE Private Passenger
03/16/26Vault Reciprocal ExchangeVAAttract Auto 5.0VRE Private Passenger
03/16/26Vault Reciprocal ExchangeVAVA PPA Tier ManualVRE Private Passenger
03/16/26Vault Reciprocal ExchangeVAVA PPA Rule ManualVRE Private Passenger
03/16/26Vault Reciprocal ExchangeVAVA PPA Rate ManualVRE Private Passenger
03/10/26Vault Reciprocal ExchangeUTUT Home Complete - Rule ManualVRE Homeowners
03/06/26Vault Reciprocal ExchangeCOCO Vault Home Complete - Rule ManualVRE Homeowners
03/05/26Vault Reciprocal ExchangeCOCO Vault Auto Complete - Rate Manual PagesVRE Private Passenger
03/03/26Vault Reciprocal ExchangeAZAZ Vault Home - Rate ManualVRE Homeowners
03/03/26Vault Reciprocal ExchangeAZAZ Vault Home - Rule ManualVRE Homeowners
03/03/26Vault Reciprocal ExchangeAZAZ Vault Home - Rule 512VRE Homeowners
02/05/26Vault Reciprocal ExchangeUTRule ManualPrivate Passenger Auto
02/05/26Vault Reciprocal ExchangeUTRate ManualPrivate Passenger Auto
02/05/26Vault Reciprocal ExchangeUTTerritory DefinitionsPrivate Passenger Auto
02/02/26Vault Reciprocal ExchangeORRate ManualHome Complete Program
02/02/26Vault Reciprocal ExchangeORRules ManualHome Complete Program
02/02/26Vault Reciprocal ExchangeRIVRE PPA Rate Manual PagesVRE Private Passenger
02/02/26Vault Reciprocal ExchangeRIVRE PPA Rule Manual PagesVRE Private Passenger
01/28/26Vault Reciprocal ExchangeINTerritory DefinitionsPrivate Passenger Auto
01/28/26Vault Reciprocal ExchangeINRate ManualPrivate Passenger Auto
01/28/26Vault Reciprocal ExchangeINRule ManualPrivate Passenger Auto
01/16/26Vault Reciprocal ExchangeSCVRE PPA SC Rate Manual PagesVRE Private Passenger
01/16/26Vault Reciprocal ExchangeSCVRE PPA SC Rule Manual PagesVRE Private Passenger
01/16/26Vault Reciprocal ExchangeNCNC HVHO DeviationsVRE Homeowners
01/06/26Vault Reciprocal ExchangeTXTX Vault Condo Complete Manual - ZoneVRE Homeowners
01/06/26Vault Reciprocal ExchangeTXTX Vault Home - Rule ManualVRE Homeowners
01/06/26Vault Reciprocal ExchangeTXTX Vault Condo Complete Manual - RateVRE Homeowners
01/06/26Vault Reciprocal ExchangeTXTX Vault Condo Complete Manual - RuleVRE Homeowners
01/06/26Vault Reciprocal ExchangeTXTX Vault Home - Rate ManualVRE Homeowners
01/02/26Vault Reciprocal ExchangePAPA PPA Rule Manual PagesVRE Private Passenger
01/02/26Vault Reciprocal ExchangePAPA PPA Rate Manual PagesVRE Private Passenger
Supporting Documentation
688 docs06/25/26Vault Reciprocal ExchangeTNRate Justification for Personal LinesVRE Private Passenger
06/25/26Vault Reciprocal ExchangeTNFiling Fees For Property and CasualtyVRE Private Passenger
06/25/26Vault Reciprocal ExchangeTNRate/Rule Filing ChecklistVRE Private Passenger
06/25/26Vault Reciprocal ExchangeTNFiling Description and Cover LetterVRE Private Passenger
06/25/26Vault Reciprocal ExchangeTNMarked Manual PagesVRE Private Passenger
06/25/26Vault Reciprocal ExchangeTNThird Party AuthorizationVRE Private Passenger
06/17/26Vault Reciprocal ExchangeAZFiling Memorandum and Marked PagesVRE Homeowners
06/17/26Vault Reciprocal ExchangeAZ4.0 Homeowners Rate/Rule ChecklistVRE Homeowners
06/17/26Vault Reciprocal ExchangeAZGeneral Filing Checklist and Instructions - All LinesVRE Homeowners
06/17/26Vault Reciprocal ExchangeAZFiling Memorandum and Marked PagesVRE Homeowners
06/17/26Vault Reciprocal ExchangeTNFiling Description and Cover LetterVRE Homeowners
06/17/26Vault Reciprocal ExchangeTNThird Party AuthorizationVRE Homeowners
06/17/26Vault Reciprocal ExchangeTNRedlined AttachmentsVRE Homeowners
06/17/26Vault Reciprocal ExchangeTNRate/Rule Filing ChecklistVRE Homeowners
06/17/26Vault Reciprocal ExchangeTNFiling Fees For Property and CasualtyVRE Homeowners
06/15/26Vault Reciprocal ExchangeMOFiling MemorandumVRE Homeowners
06/15/26Vault Reciprocal ExchangeMOFiling MemorandumVRE Homeowners
06/15/26Vault Reciprocal ExchangeILManualVRE Homeowners
06/15/26Vault Reciprocal ExchangeILExplanatory MemorandumVRE Homeowners
06/15/26Vault Reciprocal ExchangeILManualVRE Homeowners
05/21/26Vault Reciprocal ExchangeGAF0R. Explanatory Memorandum - Rate/RuleVRE Private Passenger
05/21/26Vault Reciprocal ExchangeGAC. Third Party Filing Authorization CertificationVRE Private Passenger
05/21/26Vault Reciprocal ExchangeGAFiling Fee Transmittal FormVRE Private Passenger
05/21/26Vault Reciprocal ExchangeGAH3. PC-T3VRE Private Passenger
05/21/26Vault Reciprocal ExchangeGAP. Required Additional Information � PPAVRE Private Passenger
05/21/26Vault Reciprocal ExchangeGAM0R. Rule ComparisonVRE Private Passenger
05/21/26Vault Reciprocal ExchangeGAK.1. Proprietary and Confidential InformationVRE Private Passenger
05/21/26Vault Reciprocal ExchangeGAM0R. Rule ComparisonVRE Private Passenger
05/21/26Vault Reciprocal ExchangeGAP. Required Additional Information � PPAVRE Private Passenger
05/21/26Vault Reciprocal ExchangeGAA. Filing Compliance CertificationVRE Private Passenger
05/21/26Vault Reciprocal ExchangeGAH2P. Data and Calculations - PPAVRE Private Passenger
05/21/26Vault Reciprocal ExchangeGAE. Rate Indication Summary/Histogram ExhibitVRE Private Passenger
04/30/26Vault Reciprocal ExchangeMDP&C Actuarial JustificationVRE Private Passenger
04/30/26Vault Reciprocal ExchangeMDP&C Actuarial JustificationVRE Private Passenger
04/30/26Vault Reciprocal ExchangeMDP&C Third Party Filing AuthorizationVRE Private Passenger
04/30/26Vault Reciprocal ExchangeMDP&C Actuarial JustificationVRE Private Passenger
04/29/26Vault Reciprocal ExchangeTXRevised forms - Comparison to previous versionVRE Private Passenger
04/29/26Vault Reciprocal ExchangeTXRevised forms - Comparison to previous versionVRE Private Passenger
04/29/26Vault Reciprocal ExchangeTXForm usage tableVRE Private Passenger
04/29/26Vault Reciprocal ExchangeTXLetter of authorization (third-party filers and MGAs)VRE Private Passenger
04/29/26Vault Reciprocal ExchangeTXRevised forms - Comparison to previous versionVRE Private Passenger
04/29/26Vault Reciprocal ExchangeTXFiling memorandumVRE Private Passenger
04/29/26Vault Reciprocal ExchangeTXActuarial SupportVRE Private Passenger
04/29/26Vault Reciprocal ExchangeTXExhibit AVRE Private Passenger
04/29/26Vault Reciprocal ExchangeTXThird Party AuthorizationVRE Private Passenger
04/29/26Vault Reciprocal ExchangeTXActuarial SupportVRE Private Passenger
04/29/26Vault Reciprocal ExchangeTXExhibit CVRE Private Passenger
04/29/26Vault Reciprocal ExchangeTXFiling Memorandum (Rates/Rules)VRE Private Passenger
04/22/26Vault Reciprocal ExchangePAActuarial Explanatory Memorandum & Supporting Exhibits (PC)VRE Personal Excess Liability
04/22/26Vault Reciprocal ExchangePAActuarial Explanatory Memorandum & Supporting Exhibits (PC)VRE Personal Excess Liability