Coverage intent
An extended reporting period allows certain claims to be reported after a claims-made policy ends, subject to the policy’s terms, dates, and covered acts.
Coverage impact
ERP wording affects tail coverage, renewal strategy, mergers, cancellations, and professional liability continuity.
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Sample form language
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Selected form
Extended Reporting Period Endorsement
Form #: CNA111932XX 07-2025
Continental Casualty Company
Directors and Officers Liability
OR | Jun 23, 2026
This endorsement shows the key tail-coverage boundary: claims can be reported during the extended period, but wrongful acts after the tail inception date are excluded.
Post-inception wrongful acts exclusion
Section III, Exclusion, is amended to add the following exclusion:
The Insurer shall not be liable to pay that part of Non-Indemnified Loss under this Policy in connection with any Claim against an Insured Person based upon or arising out of any Wrongful Act committed, attempted, or allegedly committed or attempted on or after the Inception Date of Extended Reporting Period.
Selected excerpt from this form.
Notable language points
- 01Excludes claims tied to wrongful acts after that ERP inception date.
Related insurance form pages
Related coverage topics
Review supplemental extended reporting period in admitted P&C endorsements, including matching form records, product lines, common form names, and recent filings.
Prior acts exclusionReview prior acts exclusion in admitted P&C endorsements, including matching form records, product lines, common form names, and recent filings.