Coverage intent
Trailer interchange coverage protects a motor carrier for physical damage to non-owned trailers in the carrier’s possession under a trailer interchange agreement.
Coverage impact
The coverage matters for trucking, logistics, and transportation risks where borrowed or exchanged trailers create property exposure.
Where this language appears
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Sample form language
A representative form excerpt for this topic, with the form number and edition date shown the way insurance teams usually identify versions.
Selected form
Trailer Interchange Coverage
Form #: TRLINT 01 25
GEICO General Insurance Company
Business Auto
GA | Jun 2, 2026
This business auto endorsement covers damage to non-owned trailers in the insured possession under an interchange agreement.
Non-owned trailer insuring agreement
INSURING AGREEMENT We will pay for property damage for which you become legally responsible because of a loss to a trailer not owned by you, and its equipment, while in your possession. The trailer must be in your possession under a written trailer or equipment interchange agreement in which you assume liability for loss to the trailer while in your possession.
Selected excerpt from this form.
Notable language points
- 01Requires possession under a written interchange agreement.
- 02Applies to property damage for which the insured becomes legally responsible.