Coverage intent
An assault and battery exclusion limits coverage for injury, damage, defense, or liability arising from assault, battery, physical altercations, or related failure-to-prevent allegations.
Coverage impact
Assault and battery wording is common in hospitality, security, habitational, entertainment, and premises risks where violence-related claims can drive underwriting decisions.
Where this language appears
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Sample form language
A representative form excerpt for this topic, with the form number and edition date shown the way insurance teams usually identify versions.
Selected form
Assault or Battery Exclusion
Form #: 00MLL011700 05 26
Arch Insurance Company
Commercial General Liability
NV | Jul 1, 2026
This endorsement excludes assault or battery claims across multiple injury and loss categories, including negligent supervision theories.
Assault or battery claim and negligence scope
This insurance does not apply, under any Coverage provided by this Policy, to any: Assault or Battery "Bodily injury", "property damage", "personal and advertising injury", or any loss, cost, or expense, or any other injury, "ultimate net loss", damage(s), claim or suit, in whole or in part arising out of, caused by or resulting from or in any way related to "assault" or "battery". This exclusion applies to the entirety of any claim or "suit" containing any allegation of "assault" or "battery". This exclusion applies even if the claims against any insured allege negligence or other wrongdoing in the supervision, hiring, employment, certification, licensing, credentialing, training or monitoring of others, or in the reporting to proper authorities or the failure to so report by that insured.
Selected excerpt from this form.
Notable language points
- 01Applies to the entirety of any claim or suit containing assault or battery allegations.
- 02Extends beyond intentional acts to negligent supervision, hiring, training, monitoring, reporting, and similar theories.
- 03Uses a broad causation phrase: arising out of, caused by, resulting from, or related to assault or battery.
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