Professional services exclusion in admitted P&C products

This insurance does not apply to:

Professional Services

Any actual or alleged liability, injury, damage, loss, cost or expense arising directly or indirectly out of, caused by, resulting from, in consequence with or in any way involving or related to any act, error, omission, malpractice, mistake, misstatement, misrepresentation or breach of duty:
(1) In the rendering of or failure to render any professional service; or
(2) Of a professional nature.

This exclusion applies even if the claims against any insured allege negligence or other wrongdoing in the supervision, hiring, employment, training or monitoring of others by that insured.

Notwithstanding the foregoing, this exclusion does not apply to any professional service coverage expressly provided by an endorsement attached to this policy, subject however to the terms and conditions of such endorsement.

Selected excerpt from this form.

1. 01Defines the exclusion around acts, errors, omissions, malpractice, misstatements, and breach of duty.
2. 02Applies even when the claim is pleaded as negligent supervision, hiring, training, or monitoring.
3. 03Carves back separate professional-service coverage if another endorsement expressly grants it.